Two Products.
One Intelligence Layer.
Built for Banking.
WtrDB connects and governs your financial knowledge graph. WtropsAI automates every client-facing call. Together, they give banks the infrastructure to operate faster, comply confidently, and never let a relationship go cold.
WtrDB
A graph-native knowledge operating system. Ingests documents and data, extracts typed entities and relationships, resolves identities across systems, governs every fact through a three-filter validation pipeline, and exposes a queryable, federated knowledge graph with mathematical trust scoring.
WtrOpsAI
An AI voice agent and workflow automation platform. Handles outbound loan pre-qualification, KYC collection, payment reminders, and customer reactivation at scale — with full call recordings, transcripts, and CRM integration out of the box.
Banks run on data and relationships.
Both are broken.
Every bank sits on enormous volumes of unstructured data — loan documents, KYC files, transaction records, regulatory filings, counterparty agreements — scattered across systems that don't talk to each other. At the same time, relationship managers are drowning in manual calls: chasing loan applications, following up on overdue EMIs, reminding customers to complete KYC, reactivating dormant accounts. The data problem and the communication problem compound each other. WtrDB solves the first. WtropsAI solves the second.
Your entire financial knowledge graph.
Governed. Queryable. Trusted.
Entity Resolution & KYC
Resolve customer, counterparty, and corporate entity identities across core banking, CRM, and KYC systems. Eliminate duplicate records. Merge contradictory cross-system profiles into a single governed entity — the foundation of accurate KYC.
AML & Fraud Graph Intelligence
Map transaction chains, shell company structures, and beneficial ownership networks through graph traversal. Surface suspicious patterns — layering, smurfing, circular flows — that tabular analysis misses entirely.
Counterparty Risk Intelligence
Ingest from credit bureaus, regulatory filings, news feeds, and internal exposure data. Build a live counterparty risk graph with relationship chains, concentration exposure, and sector contagion paths — updated continuously as new data arrives.
Regulatory Compliance & Audit
Complete audit trails, point-in-time reconstruction, and policy-as-code access controls built into the platform. Reconstruct what was known at any moment for any regulatory review — not from backups, from the graph itself.
Loan Document Intelligence
Ingest loan applications, credit memos, valuation reports, and covenant documents. Extract typed entities — borrower, guarantor, collateral, covenant, exposure — and govern every relationship with provenance back to the source document.
Cross-System Data Federation
Connect core banking, treasury, risk, and compliance systems under a single federated knowledge graph. Contradictions are detected and surfaced before they propagate. Every team works from one governed view of the truth.
Every client communication.
Automated.
Loan Pre-Qualification
Outbound AI agent calls prospects, qualifies income, employment, loan purpose, and existing liabilities — and books a meeting with your RM only for creditworthy leads. Your team talks to qualified borrowers, not every inquiry.
KYC Collection Calls
Agent calls customers with incomplete KYC, explains what's needed, collects details verbally, and sends a follow-up email with the document checklist. KYC completion rates go up without adding headcount.
EMI & Payment Reminders
Automated outbound calls before and after due dates. Agent captures payment intent, commitment dates, and genuine disputes — and escalates only what needs a human. Collections productivity multiplies.
Dormant Account Reactivation
Upload your dormant account list. Agent calls each customer, understands their banking needs today, and routes warm leads to your RM team. Reactivation campaigns that used to take weeks run overnight.
Fixed Deposit & Product Renewal
Agent calls FD holders approaching maturity, presents renewal options, captures intent, and books a callback with your wealth or retail team. Zero renewal slippage.
Customer Onboarding Follow-Up
New account opened but onboarding incomplete? Agent calls the customer, identifies the gap — missing document, pending signature, unlinked account — and resolves or escalates in one call.
Knowledge that governs.
Agents that act.
WtrDB knows everything about your customers, counterparties, and risk exposure — governed, structured, and queryable. WtropsAI acts on that knowledge — calling the right people, at the right time, with the right context. Together, they close the loop between what your bank knows and what it does about it.
WtrDB Identifies
WtrDB ingests your loan book, CRM, and transaction data. It identifies a customer with an FD maturing in 14 days, a pre-approved top-up loan eligible based on repayment history, and a KYC flag expiring in 30 days.
WtrOpsAI Acts
WtrOpsAI triggers three separate outbound calls — FD renewal, loan offer, KYC reminder — each with a personalised script grounded in the customer's actual profile from the knowledge graph.
Both Systems Update
Call outcomes — intent captured, appointment booked, payment committed — flow back into WtrDB as governed facts, updating the customer's profile and triggering the next action automatically.
Built for every team in the bank.
Chief Risk Officers
A governed, queryable counterparty risk graph with mathematical trust scoring — not a spreadsheet model.
Compliance & Regulatory Teams
Audit trails, point-in-time reconstruction, and policy-as-code access controls. Built in, not bolted on.
Retail & Relationship Banking Heads
AI agents that qualify leads, follow up on EMIs, and reactivate dormant accounts — so RMs work warmer pipelines.
Chief Data Officers
A federated knowledge graph that resolves identities and surfaces contradictions across every source system.
Operations & Collections Leaders
Automated payment reminders and KYC follow-ups at scale, with full transcripts and CRM integration.
Ready to give your bank a smarter foundation?
Talk to the team about your data landscape, client communication workflows, and integration requirements.